Fee Structure National Credit Restructuring

Fee structures might differ depending on the debt solution you implement. Here at National Credit Restructuring we actively promote debt review as the best solution to over indebtedness.

Because the debt review process is regulated by the National Credit Regulator, as are anyone who offers debt review services, the fee structure is also regulated. The initial consultation and preliminary screening of your situation will be free of charge. Absolutely 100% free of charge. Once it has been determined that you could qualify for debt review your fee will be equal to the first reduced installment to a maximum of R6000 plus VAT. This will only be due after you have completed your application for the service. As an example; if your combine monthly debt instalment is R3500, the debt counsellor fee will be R3500. If your monthly debt instalment is R8000 the debt counsellor fee will only be R6000. Your debt will then be restructured in accordance with what we have negotiated with your credit providers. Your monthly debt repayments will then commence. There is also a recurring aftercare fee of 5% of your total monthly installment, and it is limited to a maximum of R400 plus VAT for the first 24 months. After 24 months the monthly aftercare fee is reduced to 3% of the monthly installment.

Debt Review

For a Free Assessment by a registered National Credit Restructuring Debt Counsellor please fill out the below Form. You will NOT be placed under Debt Review by simply filling out...
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Credit Solutions

If you are over indebted, but if you have assets, such as a property with equity in it ,i.e the value of your house exceeds that amount which is still...
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Credit Restructuring

In South Africa, if a consumer is over indebted as per the assessment of a debt counsellor then the consumer is entitled to apply for Debt Review and...
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Fee Structure

Fee structures might differ depending on the debt solution you implement. Here at National Credit Restructuring we actively promote debt review as the best solution...
read more

The National Credit Restructuring, 3 Steps to debt restructuring

Following these three steps can get you in touch with all the help you need to get to the places you want to get financially.

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  1. 1. Fill in our contact form.
  2. 2. Wait for one of our affiliate agents to call you.
  3. 3. Your journey to a guided, debt helathy life starts.

Legal notice: Debt Review is a solution provided by the National Credit Act no 34 of 2005. The process is therefore regulated by the National Credit Regulator and Governed by the National Credit Act. In terms of the National Credit Act every debt counsellor offering debt review services must be registered with the National Credit Regulator. Because we at National Credit Restructuring believe that good and reputable service is of utmost importance, especially when it comes to your debt, we ensure that all the debt counsellors we work with are registered with the required legal bodies. We will never supply detail of any consumer to a debt counsellor that are not registered in terms of the National Credit Act.